SALARY AND BENEFITS Effective July 1, 2003
RESIDENT SALARIES:	PGY1: $41,475   PGY2: $42,011   PGY3: $42,496
RELOCATION	$ 1,000 for new residents to be used for moving expenses or at the resident's discretion.
VACATION:	PGY 1,2,3: 27 days paid time off per year, including 6 personal days, 6 holidays, & 15 vacatiion days as allowable by board.
EDUCATION LEAVE:	Five (5)conference days per year
CME TRAVEL:	Payment for reasonable conference related expenses up to $500.00 for PGY1, and $1,500 for PGY2 and PGY3.
LIFE & ACCIDENTAL DISMEMBERMENT INSURANCE	Benefit of $10,000 at no cost, with option to purchase additional coverage.
SHORT-TERM DISABILITY:	50% of salary after either 15 or 90 days waiting period, depending on the option selected.
LONG-TERM DISABILITY:	60% of salary, if continuously disabled for more than 180 days. Convertible to an individual disability plan when residency ends.
HEALTH AND DENTAL INSURANCE, VISION BENEFITS:	A flexible benefits plan that provides various medical, dental and vision care options from which to choose a benefits package that meets individual needs.
DEPENDENT LIFE INSURANCE	Three levels of coverage to choose for spouse/children.
SHORT-TERM DISABILITY	Provides ~ 80% net income replacement after either a 15  or 90 day waiting period, depending on option purchased.
LONG-TERM DISABILITY	Provides 70% of salary if continuously disabled for more than 180 days.   convertible to an individual disability plan when residency ends.  LTD benefit provided at no cost to Resident.
HEALTH & WELFARE BENEFITS	A variety of medical & dental plans from which to choose a package that meets your individual needs.  Prescription plan included with medical coverage.  Vision plan at no cost for Resident and can be purchased for dependents.  No waiting period for coverage.
MALPRACTICE INSURANCE:	Fully paid, including membership in the Pennsylvania Catastrophic Loss Fund
MATCHED SAVINGS PLAN	Tax deferred long term savings plan available that includes a 50% match up to the first 2 1/2 % of salary saved.
MEALS:	Daily lunches and all meals when on call. Meal tickets available for family when on call
MILEAGE:	Reimbursement of 36 cents per mile for residency related travel expense according to the program's Mileage Reimbursement Policy
BOOKS:	May use any remaining travel fund for medical books.
MISCELLANEOUS:	Lab coats provided and laundered; free off-street parking for one vehicle; discount on prescription drugs at health center pharmacies; and  discount for inpatient & outpatient health services provided at our facilities.

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