Are you faced with important decisions about your Medicare coverage? Don’t miss this special opportunity to meet in an individual appointment with an APPRISE counselor. APPRISE is a free health insurance counseling program designed to help Pennsylvanians with Medicare. Open Enrollment for Medicare Part D is from November 15 - December 31, 2009. All services are free and all information is kept confidential. 

How APPRISE counselors can help you:
? Navigate Medicare Part D.
? Decide if a Medicare HMO is right for you.
? Understand your Medicare benefits and your Medicare Summary Notice.
? Select a Medigap insurance policy by explaining the benefits offered.
? Obtain assistance to pay for your prescription drugs by telling you about the government and private programs that offer this service.
? Find government programs that will pay for your Medicare deductibles, co-payments and Part B premiums and assist you in filling out the paperwork.
? Understand long-term care.
? Explain to you what Medicare + Choice means for you.
? By being your advocate in resolving a dispute between you and Medicare or your HMO.

Representatives from Social Security, Department of Public Welfare and the Veterans Administration will be on hand to answer questions specifically related to those agencies. A pharmacist will be on hand to answer questions about your medications, which may help you in your Medicare Part D decisions.