Financial Aid Guide
Should you have financial aid questions not addressed in the following sections, please contact the School's Financial Aid Office at 412.578.5537:
On Dec. 7, 2006, The Western Pennsylvania Hospital became the first hospital in western Pennsylvania to achieve Magnet Recognition status from the American Nurses Credentialing Center (ANCC). On Sept. 24, 2012, West Penn became the first hospital in the region to achieve Magnet REdesignation.
The prestigious Magnet recognition has been achieved by only about 6% of all healthcare facilities in the nation.
Many factors go into a decision to pursue a career in nursing, including financing nursing education. A nursing education is likely to be one of the largest investments a student and his or her family make. Early and realistic financial planning is critical to ensure that adequate funds are available for education at The Western Pennsylvania Hospital School of Nursing. The School's financial aid officer is committed to helping students and their families explore all available forms of assistance to help offset these educational costs.
Should I Apply for Aid?
Yes - It is in the student's best interest to apply for financial aid as soon as possible after January 1, even before acceptance to the School.
The federal and state guidelines are complicated and the criteria for eligibility are such that it is difficult for any individual to determine whether he or she qualifies. A student who decides not to file the Free Application for Federal Student Aid (FAFSA) form is deciding that he or she needs no assistance in financing nursing education.
How to Apply for Financial Aid
Students who wish to apply for any type of financial aid (grants and/or loans) will be required to complete a Free Application for Federal Student Aid (FAFSA) form. This one application will be used to determine all grant and loan eligibility.
It is imperative that this form be filed as soon as possible after January 1. After the first of each year, the FAFSA application is available on the Internet at www.fafsa.ed.gov or by calling 1.800.433.3243 for a paper application. The federal code for The Western Pennsylvania Hospital School of Nursing is 006583.
Financial Aid Available at The Western Pennsylvania Hospital School of Nursing
Financial aid at the School of Nursing is divided into two categories: gift aid and loans.
The gift aid programs include state and federal grants and scholarships. The financial aid office places a priority on assisting students in obtaining gift aid before discussing loan eligibility.
There are two grant programs offered through the School of Nursing: Federal Pell grants and PHEAA (Pennsylvania Higher Education Assistance Agency) grants. Both of these programs can be applied for by filing the Free Application for Federal Student Aid (FAFSA) form by the required deadline.
The Pell grant program is funded by the federal government.:
- The application is the Free Application for Federal Student Aid (FAFSA).
- Students must demonstrate financial need as determined by the U.S. Department of Education's need analysis system.
- The student must not have previously obtained a bachelor's degree.
- The student must not be in default with any federal student loans.
- The Pell grant application deadline is June 30 of the school year for which aid is requested.
Pell grant helpful hints:
- After the application has been reviewed, the applicant will receive a Student Aid Report (SAR) if the FAFSA was submitted on paper or an Institutional Student Information Record (ISIR) if the FAFSA was submitted electronically. The SAR/ISIR details the information the student provided on the original application.
- Review the SAR/ISIR for inaccuracies:
- If the SAR/ISIR is incorrect, correct the necessary items, complete, sign, and return to the address indicated (SAR) or via the Internet (ISIR).
- If the SAR/ISIR is correct, retain a copy.
- If your SAR/ISIR has been selected for verification by the U.S. Department of Education, you will be notified by the School of Nursing that you must forward, within 30 days, a signed copy of your and/or your spouse's and/or parent's previous year's federal income tax return, W2 forms, and verification forms. No aid will be awarded without the completion of the verification. The School of Nursing verifies 100% of students selected.
The PHEAA grant program is funded by the state of Pennsylvania (PHEAA).
- The application is the Free Application for Federal Student Aid (FAFSA).
- Students must demonstrate financial need as determined by PHEAA's need analysis system.
- Students must not be in default with any federal student loans.
- Students must maintain at least half-time undergraduate enrollment status without having received a bachelor's degree.
- The grant is available to residents of Pennsylvania only; "Residency" is defined as 12 consecutive months of residency in Pennsylvania as a non-student prior to filing the FAFSA.
PHEAA deadlines are as follows:
- May 1 if the student had grants the previous year
- August 1 for first-time applicants
- File as early as possible after January 1.
Notification of award eligibility will be made by PHEAA to the student when the application process is complete. PHEAA grant history is checked annually before the Fall Term, for satisfaction of academic progress requirements.
Scholarship awards will be disbursed according to the stipulations expressed by the source of the award. If there are no stipulations, awards will be disbursed at the discretion of the director of the School of Nursing.
Students of The Western Pennsylvania Hospital School of Nursing may be eligible for the following awards:
The Western Pennsylvania Hospital School of Nursing Alumni Association annually awards up to three (3) scholarships of $1,000 each to first-year students based on academic achievement, essay, and financial need:
- A student must have achieved ranking in the top two fifths of his or her high school graduation class with a minimum total SAT score of 1000.
- Eligible students will be given an application.
- Funds are awarded directly to the student.
Second-year nursing students who have a minimum cumulative GPA of 3.0 may be eligible for the M. Jane Beckel Scholarship:0
- The student must have a high rating in clinical.
- Financial need must be demonstrated.
- The student must demonstrate a genuine concern for the health and welfare of people.
Bigley Memorial Scholarship
Second-year nursing students may be eligible for the Donna Bigley Memorial Scholarship.
- The student must be in the top 20% of the first-year class based on cumulative GPA.
- Application requires completion of an essay regarding the student's philosophy of nursing and why the student chose the nursing profession.
Doris Tannehill Weyand Scholarship
First-year students may apply for a $1000 Doris Tannehill Weyand Scholarship if they meet the following criteria:
- Brief essay
- Grade point average (GPA)
- Resident of a rural county of Pennsylvania, preferably Somerset, Fayette, Cambria or Bedford county
Eden Hall Foundation Scholarships
First-year and second-year students who are not participating in a West Penn Allegheny Health System Tuition Forgiveness Program may be eligible for an Eden Hall Foundation Scholarship. These scholarships of $500 each are awarded at the end of the First Year Winter and Summer terms and at the end of each term in the Second Year:
- Grades of "C" or better must be achieved.
- The scholarships are based on financial need.
- Students must not be eligible for federal or state grants.
- Students may not have defaulted on previous loans.
A maximum of two (2) Hazel Gearhart Scholarships of $500 each are available to second-year students who achieved the highest GPA for nursing courses with above-average clinical performance as determined by faculty at the completion of the first year of the program.
Second-year students may be eligible for a $500 Karen Jones Scholarship. The recipient is nominated by faculty based on the student's demonstration of a "superior" level of caring, empathy, accountability, nursing knowledge, and nursing skills.
Students may qualify for the following scholarships/aid.
Department of Veterans Affairs/ Office of Vocational Rehabilitation
Financial aid is available for students who qualify for these programs. Eligible applicants should contact the local office of these agencies for information.
Veteran's benefits are available for students who have served or are serving in the U.S. Armed Services. Under some programs, spouses and children may benefit as well. Active-duty National Guard members may qualify.
National Service Organizations, Businesses, Corporations, Fraternal Organizations, Women's Clubs and Other Community Groups
Many clubs and organizations have scholarship funds available for students with varying qualifications. Applicants should contact these organizations in their local communities.
Contact your high school guidance counselor, public library or the Internet for other scholarship opportunities for which you may be eligible.
The information in this section pertains to students who seek loans to help fund their education at The Western Pennsylvania Hospital School of Nursing.
The Western Pennsylvania Hospital School of Nursing (WPHSON) is committed to providing students and their families with the best information and processing alternatives available regarding student borrowing. In support of this commitment and in an effort to rule out any perceived or actual conflict of interest between WPHSON officers, employees, or agents and education loan lenders, WPHSON has adopted the following Student Lending Code of Conduct:
- WPHSON does not participate in any revenue-sharing arrangements with any lender.
- WPHSON does not permit any officer, employee, or agent of the School who is employed in the Financial Aid Office or is otherwise involved in the administration of education loans to accept any gifts of greater than a nominal value from any lender, guarantor, or servicer.
- WPHSON does not permit any officer, employee, or agent of the School who is employed in the Financial Aid Office or is otherwise involved in the administration of education loans to accept any fee, payment, or other financial benefit (including a stock purchase option) from a lender or affiliate of a lender as compensation for any type of consulting arrangement or contract to provide services to a lender or on behalf of a lender relating to education loans.
- WPHSON does not permit any officer, employee, or agent of the School who is employed in the Financial Aid Office or is otherwise involved in the administration of education loans to accept any thing of value from a lendor, guarantor, or group of lenders and/or guarantors in exchange for service on an advisory board, commission, or other group established by such a lender, guarantor group of lenders and/or guarantors. WPHSON does allow for the reasonable reimbursement of expenses associated with participation in such boards, commissions, or groups by lenders, guarantors, or groups of lenders and/or guarantors.
- WPHSON does not publish or have a preferred lender list for private educational loans.
- WPHSON does not assign a lender for private loans to any first-time borrower through financial aid packaging or any other means.
- WPHSON recognizes that a borrower has the right to choose any lender from which to borrow to finance his/her education. WPHSON will not refuse to certify or otherwise deny or delay certification of a loan based on the borrower's selection of a lender and/or guarantor.
- WPHSON will not request or accept any offer of funds to be used for private education loans to students from any lender in exchange for providing the lender with a specified number or volume of loans.
- WPHSON will not request or accept any assistance with call centers or Financial Aid Office staffing from lenders or guarantors.
Students must file a Free Application for Federal Student Aid (FAFSA) (www.fafsa.ed.gov) to be eligible for student loans. The filing of this application will generate a "need analysis" necessary to compute expected family contribution. The expected family contribution is the financial amount that the family (student plus parent or spouse, if applicable) is expected to be able to contribute toward the student's educational costs. The formula used to calculate the family contribution is set by the federal government.
Stafford loans are long-term low-interest loan program available through the federal government.
- Maximum amounts available for dependent students are subsidized and unsubsidized loans of $3,500 for the first academic year and $4,500 for the second academic year. Maximum additional unsubsidized loans are $2,000.
- The maximum amount available for additional unsubsidized loans for independent students and dependent students whose parents are denied a Parent Loan for Undergraduate Students (PLUS) is the lesser of the cost of education minus financial aid (includes subsidized eligibility) and $6,000.
- New borrower interest rates are fixed by the federal government for subsidized and unsubsidized loans. Rates are subject to change annually by the federal government.
- Students must attend at least half-time.
- Students must demonstrate need through an approved need analysis system.
- Students must not be in default with previous government loans.
- Applications are available from the federal government's Federal Direct Student Loan Program (FDSLP) at www.studentloans.gov.
- Loan repayment begins 6 months after graduation or withdrawal unless a deferment is necessary.
Dependent students' parents are eligible for the PLUS.
- New borrower interest rates are fixed by the federal government and are subject to change annually by the federal government.
- The maximum amount available is the cost of education minus all financial aid.
- PLUS borrowers do not have to show need, but must have credit approval.
- Borrowers must not be in default on previous government loans.
- Loan repayment begins 60 days after final loan disbursement.
- Applications are available from the federal government's Federal Direct Student Loan Program (FDSLP) at www.studentloans.gov.
To apply for a Stafford Loan and have the funds for the beginning of the school year, please submit the application online at www.studentloans.gov according to instructions by July 1.
Contact the Financial Aid Office at the School of Nursing with any questions regarding loan eligibility.
Federal regulations require that all transfer students and students who have had any post-secondary education must have their financial aid history verified prior to the awarding of any aid. The School of Nursing does this electronically via the National Student Loan Data Service (NSLDS) and the U.S. Department of Education.
Any change to the student's (or the student's family's) financial status during the school year should be reported to the financial aid officer at the School of Nursing.
Requests to reevaluate the student's financial aid package must be made in writing. All requests must be accompanied by supporting documentation.
Continuation or renewal of state or federal aid is contingent upon satisfactory academic progress. (Refer to the Academic Policies section for more detailed information on academic progress.)
If enrollment is interrupted or terminated for any reason, financial aid refunds and repayments will be calculated according to federal and state guidelines and School policy.
Title IV Federal Financial Aid eligibility will be suspended for any conviction of a drug-related offense. Eligibility will be reinstated upon satisfactory completion of a mandatory sentence and proof of rehabilitation if applicable.
Costs for repeat courses in the same school year are at the student's expense. Students are eligible to reapply for aid as detailed in the School's Financial Aid Policy/Procedure Manual, which is available from the School's Financial Aid Office.
You have the right to know what financial aid programs are available at your school.
You have the right to know the deadlines for submitting applications for each of the programs available.
You have the right to know how financial aid will be distributed, how decisions are made, and the basis for these decisions.
You have the right to know how your financial need was determined. This includes how costs for tuition, fees, room and board, transportation, books and supplies, uniforms/shoes, personal and miscellaneous expenses, etc., are considered in your budget.
You have the right to know how much of your financial need has been met as determined by the financial aid office at your school.
You have the right to know what resources ( such as parental contribution, other financial aid, your assets, etc.) were considered in the calculation of your need.
You have the right to borrow private educational loans from the lender of your choice.
You have the right to request an explanation of the various programs in your student aid package.
You have the right to know your school's refund policy.
You have the right to know what portion of the financial aid you received must be repaid. If the aid is a loan, you have the right to know the interest rate, the total to be repaid, the length of time you have to repay estimated payment amounts, and the right to cancel loans for the current school year.
You have the right under the Stafford Loan Program, if you cannot meet the repayment schedule, to request that the loan payments be reduced for a specific period of time if it will assist you in avoiding default.
You have the right to know how the school determines whether you are making academic progress, and what happens if you are not.
You must complete all application forms accurately and submit them on time to the right place.
You must provide correct information. In most instances, misreporting information on financial aid applications is a violation of law.
You must return all additional documentation, verification, corrections and/or new information requested by either the School's financial aid officer or the agency to which you submitted your application.
You are responsible for reading and understanding all forms that you are asked to sign and for keeping copies of them.
You must accept responsibility for all agreements that you sign.
You must be aware of and comply with deadlines for application and/or reapplication for aid.
You should be aware of your school's refund policy. All schools must provide information to prospective students about the school's programs and performance. You should consider this information carefully before deciding to attend a school.
As a loan recipient you must notify the lender in writing if any of the following occur:
- change of address
- graduation or change of graduation date
- withdrawal from school
- drop to less than half-time enrollment
- name change
- transfer to another school
- change in employment status and/or employer
January 1 - Free Application for Federal Student Aid (FAFSA) is available.
Paper applications can be obtained by calling 1.800.433.3243.
To apply via the Internet, go to www.fafsa.ed.gov.
April 15 - Deadline for filing federal income tax returns.
Retain signed copies of the returns and W2 forms because they may be required
by theFinancial Aid Office before any financial aid can be processed.
May 1 - School and Pennsylvania filing deadline for application to renew AES/PHEAA state grant
June 30 - School filing deadline for Pell grant applications for all students
July 1 - School deadline for Stafford loan application to government (www.studentloans.gov)
to ensure that monies will be available for the Fall Term.
August 1 - Pennsylvania filing deadline for AES/PHEAA state grant applications for
Financial aid has its own unique vocabulary. Many of the terms in this Financial Aid Guide are defined below:
Academic Year Definitions
The financial aid definition of an academic year is a minimum of 30 weeks of instruction.
The Western Pennsylvania Hospital School of Nursing program consists of four 10-week terms (40 weeks) per academic year. Full-time for academic progress is defined as a minimum of 24 semester credit equivalent hours per academic year (6 semester credit equivalent hours per 10-week term). Full-time requirements at The Western Pennsylvania Hospital School of Nursing are met with the nursing courses only.
Cost of Attendance
The estimated cost of attendance for an institution usually includes tuition, fees, room and board, transportation, books and supplies, liability insurance, uniforms/shoes, personal and miscellaneous expenses.
A dependent student is one who must report her or his own income information and also the income information of her or his parents. A dependent student is one who does not fall into one of the categories given under the definition of "Independent Student" (see below).
Expected Family Contribution (EFC)
The expected family contribution is the amount the student and/or the student's family are expected to contribute to the student's education from income and assets. The contribution amount is based on a federal government formula adopted by Congress. The expected family contribution will be the same for any school to which the student applies.
Financial Aid Transcript (FAT)
The financial aid transcript (FAT) is used by post-secondary institutions to collect data regarding financial aid awards from previous schools attended. This information is accessed by the School electronically via the National Student Loan Data System (NSLDS) and the U.S. Department of Education.
Free Application for Federal Student Aid (FAFSA)
This paper or electronic application for federal and state financial aid must be completed annually according to deadlines established by the U.S. Department of Education, Pennsylvania Higher Education Assistance Agency (PHEAA), and the School.
An independent student is one who reports only her or his income information (and spouse's, if married) when applying for student aid. A student is automatically considered independent if she or he is at least 24 years old as of December 31. Those less than 24 years old as of December 31 of the first year of enrollment are considered independent if they fall into one of the following categories:
- Single, undergraduate with no dependents, and not claimed on parent's past 2 years' U.S. income tax returns. Also, the student must demonstrate self sufficiency and abandonment, neglect, or abuse by both parents. This must be documented by a professional, such as a medical doctor, psychiatrist, psychologist, attorney, or counselor.
- Married and not claimed as a dependent on the student's parent's tax return
- Students with legal dependents other than spouse for whom the student is providing at least 50% support
- Veteran of U.S. Armed Forces
- Orphan or ward of the court with documentation
Need analysis is a system used to estimate a student applicant's need for financial assistance to help meet her or his educational expenses.
Satisfactory Academic Progress
Satisfactory academic progress is the requirement of a financial aid recipient to fulfill a specified educational objective within a specific time frame as defined by the institution and/or the aid agency.
Student Aid Report (SAR)/Institutional Student Information Record (ISIR)
The Student Aid Report (SAR), if the FAFSA was submitted on paper, or the Institutional Student Information Record (ISIR), if the FAFSA was submitted via the Internet, is the official notification of the results of the Pell grant application:
- The report (SAR or ISIR) is sent directly to the student from the U.S. Department of Education
- The SAR (usually 3 to 4 pages long) is mailed if the FAFSA was submitted on paper.
- The ISIR is e-mailed if the FAFSA was submitted via the Internet.
The Western Pennsylvania Hospital School of Nursing financial policies are as follows:
A non-refundable fee of $50 must accompany the application.
The applicant must pay for required laboratory studies, the physical examination, and clearances.
To reserve a place in the School of Nursing, accepted applicants must pay a non-refundable $95 enrollment confirmation fee within three weeks of receiving their acceptance letter.
The Western Pennsylvania Hospital School of Nursing reserves the right to change tuition, fees, rent, and other expenses. The rent, tuition and fees listed below for the School of Nursing program are estimates for the 2013-2014 school year.
- Rent charges are subject to change.
- Rent charges are $640 per 10-week term.
- A security deposit of $150 is due upon checking into the School dormitory. Checks are made payable to "West Penn Hospital."
- The amount of security deposit returned is based upon the condition of the room at the time of the room check.
- If rent is not paid on the due date or on an alternate date arranged with the financial aid officer, the student will be asked to move out of the dormitory room.
Tuition and Fees
Tuition and fees are subject to change. Estimated tuition and fees for the 2013-2014 School year are as follows:
|FIRST-YEAR STUDENTS||Tuition ($)||Fees ($)||Total ($)|
|School of Nursing||1330||555(1)||1885|
|School of Nursing||1330||225(6)||1555|
|School of Nursing||1330||125(6)||1455|
|School of Nursing||1710||100(4)||1810|
|Total FIRST-YEAR Tuition and Fees||13,397|
|SECOND-YEAR STUDENTS||Tuition ($)||Fees ($)||Total ($)|
|School of Nursing||1710||485(1)||2195|
|School of Nursing||1710||325(6)||2035|
|School of Nursing||1710||275(7)||1985|
|School of Nursing||1330||150(7)||1480|
|Total SECOND-YEAR Tuition and Fees||10,563|
(1) Non-refundable test/student activity/SNAP/key/simulation (STAR) center fees are paid on the first day of each Fall Term:
- The test fee covers the cost of administration of standardized nursing achievement examinations.
- The student activity fee is included for student activities.
- The SNAP fee paid each year covers membership in the Student Nurses Association of Pennsylvania (SNAP).
- The simulation (STAR) center fee is paid for usage of the state-of-the-art Simulation, Teaching, and Academic Research (STAR) Center located in the School of Nursing.
A key fee for access to the School of Nursing building is paid the first day of the Fall Term in the First Year.
(2) Clarion University tuition and fees are estimates. Students pay tuition directly to the college or university for college courses. The college or university determines the tuition costs and course withdrawal policies.
(3) Non-refundable fee for clinical lab. This non-refundable fee is paid on the first day of the Winter Term of the First Year. This fee covers some of the cost of medical equipment and supplies used during clinical practice lab.
(4) Non-refundable ACLS course fee. An advanced cardiac life support (ACLS) course fee is paid on the first day of the Summer Term of the First Year. The ACLS fee covers the cost of the ACLS certification course, required in Acute Health Alterations of the Adult.
(5) Graduation fee. A graduation fee is paid on the first day of the Winter Term of the Second Year. The graduation fee covers the cost of diploma and announcement printing, basic school pin, and sitting charge for class picture.
(6) The STAR Center fee covers use of the simulation center.
(7) Non-refundable NCLEX Review Course Fee. An NCLEX-RN (National Council Licensure Examination for Registered Nurses) Review Course fee is paid the first day of the Spring and Summer terms of the second year.
Students pay rent (if applicable) and nursing course tuition and fees on or by the first day of each term.
- A late fee of $25 is assessed if any payment is not received on the due date.
- Students may not continue in a nursing course until all required payments are made.
- Students who repeat nursing courses for any reason will pay the current tuition rate. Applicable fees will be prorated.
- An outside collection agency will pursue a student's delinquent account if the collection efforts of the Financial Aid Office are unsuccessful.
A student without financial aid who withdraws from the School of Nursing or moves out of the School's dormitory while the term is in session will receive a refund proportional to the percent of calendar days remaining of the term (i.e., if 10% of the calendar days are completed, 90% of the charges are refundable). After 60% completion, no refund will be given.
The Financial Aid Office at the School of Nursing is responsible for administering the U.S. Department of Education's "Federal Return of Title IV Funds" policy for students withdrawing from the School who have received Federal Student Aid. The School uses the same policy for all other students. The outline of the policy is as follows:
- For up to 60% of the calendar days of the payment period, less any scheduled breaks of 5 days or longer, all refunds are based on the percentage earned or used by the student of financial aid, tuition, fees, and rent.
- After 60% of the payment period, 100% of financial aid, tuition, fees, and rent are considered earned or used.
- Calculation of percentage: The number of calendar days completed in the payment period divided by the total number of calendar days in the payment period equals the percentage of Title IV aid earned, as well as tuition, fees, and rent.
For students without federal financial aid, fees are nonrefundable unless indicated or deemed refundable by the Director of the School of Nursing.
The withdrawal date is determined by the date the student notifies the Director of the School of Nursing or in the event of no notification, the last date of attendance at the School.
Once the amount of federal funds to be returned has been calculated using the U.S. Department of Education's "Return of Title IV Funds" worksheet for credit-hour programs, returns by the School and the student are made in the following order:
- Federal Unsubsidized Stafford Loan
- Federal Subsidized Stafford Loan
- Federal PLUS Loan
- Federal Pell Grant
- Other federal, state, private, or institutional sources of aid
Students may view and obtain copies of the "Federal Return of Title IV Funds" worksheet and a copy of the federal government's publication "DCLGEN-06-05" on file in the School's Financial Aid Office.
Refunds for college or university tuition are determined by that institution. If the student has financial aid, the refund is determined by the Financial Aid Office of the School of Nursing.
The test, student activity, SNAP, key, simulation (STAR) center, clinical lab, ACLS, and NCLEX-RN (National Council Licensure Examination for Registered Nurses) review course fees are non-refundable.
The following table provides an estimated typical student budget (in dollars). Please note:
(1) Estimates are based on student surveys.
(2) Preadmission costs of the physical examination and required diagnostic studies are not included.
(3) Fees are non-refundable.
(4) The FBI background check may be required the first year and is required the second year.
|Resident Student(1)||Commuter Student(1)|
|EXPENSE ITEM||1st YEAR(2)||2nd YEAR(2)||1st YEAR(2)||2nd YEAR(2)|
|Preadmission Test Fee||40(3)||n/a||40(3)||n/a|
|Enrollment Confirmation Fee||95(3)||n/a||95(3)||n/a|
|Residence Security Deposit||150||n/a||n/a||n/a|
|College Course Fee||896(3)||384(3)||896(3)||394(3)|
|Clinical Laboratory Fee||100(3)||n/a||100(3)||n/a|
|Test/Student Activity/SNAP/STAR/Key Fees||805(3)||735(3)||805(3)||735(3)|
|FBI Background Check||36(4)||36(4)||36(4)||36(4)|
|NCLEX Review Course Fee||n/a||300(3)||n/a||300(3)|
|Meals (Hospital Cafeteria)||4200||4200||3700||3700|
|Personal/Professional Liability Insurance||35||35||35||35|